Googling "Krankenkasse scoring " shows that:

http://www.online-pkv.de/pkv-bu-blo...ersicherung-nicht-immer-nachvollziehbar/

I don't know if he meant that.

An independent shop is a shop owing only the rent, or not even that, to anyone.
There are so many of them around here, that I can't count them.
They can get their merchandise from wherever they want.

One of the problems of our society is, there is no grassroots movement.
And I am beginning to understand, why.